In order to apply, you need the following:

• You must be 18 years or older
• Valid chequing account (required for an online payday loan)
• Valid email address
• Proof of steady income (Manitoba residents are required to provide proof of income for the most recent pay period and the full prior month.)
• Active phone number
• Valid government issued photo ID

Depending upon income level, province of residence and other underwriting criteria, payday loan amounts can range from $120.00 to $1,500.00.

When you apply for a payday loan, all applicable fees are stated in the loan agreement.

Poor credit will not impact the approval of your loan. We utilize risk assessment tools that verify the accuracy of information on your application and may review customer payment history on similar products.

No. Due to provincial regulation and lending guidelines, you may only have one loan outstanding at any one time.

Yes. However, you must wait until your previous payment clears your bank account.

Getting a payday loan is a quick and easy process. The steps are:

• Complete the online application. The application contains basic customer contact, bank account and income information.
• Review and verify that the information entered on the application is correct.
• Review and accept the online disclosures.
• Review and accept the terms and conditions of the loan agreement by providing your electronic signature.
• New customers may need to fax or scan and email supporting documentation (typically a recent pay stub, bank statement, voided check, and a copy of valid government-issued identification) in order to establish an account. In most cases, existing customers will not be required to fax supporting documentation.Please note, for bank statement the bank account number must be visible in the scan you send to us.
• Reside in a province where the product is offered.
• Once the supporting documents are received and reviewed (if applicable), your loan application is reviewed and if approved, the funds are either electronically deposited into your bank account or may be picked up at a store location.
• On the payment due date of your loan, your payment will be electronically withdrawn from your account.

Once the supporting documents are received and reviewed (if applicable), your loan application is reviewed and if approved, the funds are electronically deposited into your bank account.

You will receive a decision once your loan application is submitted. However, funding of the loan is contingent upon your signature on the loan agreement and verification of your application information.

It depends. New customers may be required to fax or scan and email the following documents in order to establish an account with the lender:

• Your most recent pay stub - not older than 30 days, or other proof of income
• A bank statement which shows the last 2 direct deposits from your qualifying income source and the bank account number
• A blank, voided cheque
• A copy of a valid government issued identification card. Note: photo identification cards cannot be faxed. They must be scanned in color. A cell phone photo is acceptable
• Additional documentation may be required

When you submit your application, you will set up a username and password to log in as a returning customer. Using this website, you will be able to track the status of your loan, perform basic account maintenance, and review your loan, scheduled payment due date, etc. In addition, you will receive emails updating you on the status of your loan.

Using your username and password, you can log into your account to review and print any of your loan documents. You may also contact customer service at serviceonline@moneymart.ca or call 1-877-819-5857.

Yes, you will sign your loan documents. Your signature is legally binding.

The loan agreement you read and sign prior to receiving your loan is a contract between you and the lender. The loan agreement fully outlines the terms and conditions of the loan. It is important that you read and understand the terms and conditions of the agreement. If you have any questions concerning the agreement, please contact customer service at serviceonline@moneymart.ca or by calling 1-877-819-5857.

Your payment is scheduled to be due on your next pay date following the origination of the loan.

When your scheduled payment is due, it is repaid with a pre-authorized electronic withdrawal from your chequing account.

Yes. Payments for all loans obtained through the MoneyMart.ca website may be made online or in the MONEY MART stores.

No. A payday loan is meant for short term borrowing needs only. As such, we require your loan to be paid-off in full on the due date. You may not use the proceeds of another loan to do so.

You will need to repay the full principal and fees on your next payday. When your scheduled payment is due, it is repaid by a pre-authorized debit from your chequing account. We will notify you of any failed payment.

We understand that people's circumstances can change. If this is the case, you must let us know as soon as possible and we will do our best to help. Please be aware that unless payment is received, we will consider all options permitted by applicable law to pursue collection of the debt. If you are having problems making a payment, please contact us at 1-877-819-5857, and we can discuss your payment options.

If your payday has changed, or you have a different bank account, please contact our customer service at 1-877-819-5857.

The extended payment plan is available to borrowers that are taking their third loan in two months. To learn more, please read the Extended Payment Plan FAQs.

All payday loans for Alberta Residents will be repayable in installments based on pay frequency. To learn more, please read the Alberta Payday Loan FAQs.

Using Apply in Advance is convenient and lets you know if you qualify before heading to the store:

1. You will need to reside in a province where this product is offered. Currently the provinces are Manitoba and Ontario.
2. Complete the online application. Review and verify that the information entered on the application is correct.
3. Review and accept the online disclosures.
4. Go to a MONEY MART store near you in ON or MB to complete an application.

When finalizing your loan at the store, you will leave us a personal cheque, so you’ll need to have a chequing account.

You will need to visit a nearby MONEY MART store in your province and receive final approval on your application to receive the cash.

You will need to visit a MONEY MART store to be approved. You will have 7 days to pick up your funds once you have submitted your Apply In Advance application.

You will leave a personal cheque tied to your chequing account which will be cashed on your due date to repay the loan.

Your privacy is important to us. Click here for our Privacy Policy

Account Creation is available to any Money Mart customer who has gone through our online loan application and approval process. Once you have completed the application, you can create an account to take advantage of our 5 Minute Express Application if you need us for another loan, and up-to-the-minute status updates on your current loan.
Money Mart customers who have received a loan from one of our stores, but have not yet applied online, must first complete the online application before being eligible for an online account.

Click the 'Forgot Password' link, and follow the online instructions to reset your password.

We love to hear from you.

• Email us: feedback@moneymart.ca.
• Contact customer service at 1-877-819-5857.

• Past dues will be collected in a fair lawful and professional manner.
• Money Mart complies with all laws and regulation in the provinces and territories operated within.
• Records of customer’s financial transactions are kept and maintained.
• Customers have the right to rescind a payday loan.
• All documentation will use plain language.

Loans originated at a MONEY MART store (this includes Apply In Advance) must be repaid at the store. Loans that originated on the MoneyMart.ca website can also be repaid in store at least 2 days before the due date. Otherwise, the payment is withdrawn from your chequing account electronically.