Installment loans offered in select provinces. Loan principal amounts vary between $1,000 and $15,000 based upon income and other qualification requirements, including a credit check. Loans above $5,000 available when refinancing an existing loan or with in store funding only. The actual rate ranges from 29.90% to 46.90% depending upon credit score, credit usage and history. Installment Loan repayment terms range from 12 to 60 months based on amount borrowed. For example, a $4,500 loan paid in 36 monthly installments is $234.98 per month based on a 46.9% APR.