To qualify for a payday loan (cash advance), minimum net pay requirements will apply and may vary by province. Other conditions may also apply. Ask a Money Mart CSR for details. Online payday loans (cash advance) originated only to residents of Alberta, British Columbia, Nova Scotia, Ontario, Saskatchewan and Manitoba.

[Alberta residents: The APR on a $300 loan for 42 days is 201.84% for a borrower who is paid weekly on a rate of $15.00 per $100 borrowed.] [British Columbia residents: The APR on a $300.00 loan for 14 days in BC is 391.07% at the rate of $15.00 per $100 borrowed. Money Mart branch BC Payday Licence #49839. Online BC Payday Licence #62477.] [Manitoba residents: The APR on a $300.00 loan for 12 days is 517.08% on a rate of $17.00 per $100.00 borrowed. To learn more about your rights as a payday loan borrower, contact the Consumer Protection Office at 945-3800, 1-800-782-0067 or at www. manitoba.ca/cca/cpo.] [Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% on a rate of $17.00 per $100.00 borrowed.] [Ontario residents: The cost of borrowing at Money Mart is $15.00 per $100.00 for each $100.00 advanced. On a $500.00 loan for 14 days, the cost of borrowing is $75.00, with a total payback amount of $575.00 and an annual percentage rate of 391.07%. The maximum allowable cost of borrowing under payday loan agreements is $15.00 for each $100.00 advanced.] [Prince Edward Island residents: The cost of borrowing at Money Mart is $15.00 per $100.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per each $100.00 advanced.] [Newfoundland and Labrador residents: The maximum cost of borrowing at Money Mart is $21.00 per $100.00 for each $100.00 advanced. On a $300 loan for 14 days, the cost of borrowing is $63.00 with a total payback amount of $363.00. Money Mart branch NL Payday Licence # 19-23-NA035-1.]

In Nova Scotia the total cost of borrowing $100.00 for 14 days is $19.00. Payday Loans are High Cost Loans.

Installment loans offered in most provinces between $1,000 and $15,000. Eligibility is based upon income and other qualification requirements, including a credit check. The actual rate is 29.90% or 46.90% depending upon credit score, credit usage and history. Installment Loan repayment terms range from 12 to 60 months based on amount borrowed. For example, a $4,500 loan paid in 36 monthly installments is $234.98 per month based on a 46.90% APR. Ask a Money Mart® Customer Service Representative for details. Applications processed and approved with lnterac e-Transfer® funding Monday through Friday between 6:00 a.m. - 10:00 p.m. ET and Saturday 6:00 a.m. – 9:00 p.m. ET typically receives email funding notice within two hours. Applications processed and approved outside of those time periods, Sunday and holidays typically receive email funding notice the next business day.