Payday Loans
Get an instant
Borrow up to $1,500 today* and pay it back on your next payday. No hidden fees and no surprises.
Loan calculator
How much would you like to borrow?
Check your eligibility
See if you qualify, without affecting your credit score.
Real support
Get help when you need it.
Fast access
Get your money as soon as today.*
Trusted locally
Serving your community since 1982.
When you need your paycheck today
Up to $1,500
Next payday
Short-term loan up to $1,500
For everyday expenses like bills or groceries
Pay back in one easy step on payday
Transparent costs from the start
Hear from our customers
Simple, secure, straightforward
1. Discover your borrowing limit
Check your loan eligibility amount without affecting your credit score.
2. Apply easily
Online or at a branch, it’s simple and secure.
3. Get your money
Approval and funds as soon as the same day.*
Everything you need to apply for a Payday loan
Be at least 18 years old (or 19 in BC, NS, and the NT) and have a valid government-issued ID
Have a chequing account and a steady income
Most recent pay stub (within 30 days)
Bank statement showing last two direct deposits
Voided cheque or pre-authorized debit (PAD) form
A valid photo ID (clear scan or photo)
Your privacy, our priority
We keep your data safe with strong security and encryption
Apply your way, on your time
Whether you start online and finish in branch, or do it all in one place, applying for a Payday Boost loan is easy.
Borrowing made easier with the Money Mart App
Manage your loan, track payments, and apply for additional funding from your phone.
Payday Loans with Money Mart
A payday loan is a short‑term way to borrow up to $1,500 to cover expenses until your next payday. Apply online for fast access to cash—often in minutes—and repay the loan plus a set fee on your next pay date. To qualify, you must be 18 years old (or 19 in British Columbia, Nova Scotia, and the Northwest Territories), have valid ID, an active bank account, and proof of income.
Funds can be sent directly to your account or, if applying in store, provided in cash at one of 360+ Money Mart locations across Canada. Fees are provincially regulated. For transparency—for example, in Ontario the maximum cost is $14 per $100 borrowed. When used responsibly with a licensed lender, payday loans provide a safe option for managing short‑term needs. Availability varies by province.
