¹Free $200.00 advance offer valid for the customer's first payday advance or first advance after 12 months. Offer only applies to the loan fees on a $200.00 loan; if a loan exceeds $200.00, Money Mart's applicable fees for the portion of the loan in excess of $200.00 will apply. Offer available only at participating Money Mart locations. Offer not available in Manitoba or Alberta. Offer is non-transferrable and does not apply to loans originated online. Offer valid for a limited time only and may be discontinued by Money Mart at any time. Check with a CSR upon applying for your loan. Not valid with any other offers. Limit one offer/certificate per customer during the promotional period. No cash value. No substitutions. To receive this offer, customers must repay their advance in cash on or before their advance due date, otherwise interest will accrue from the date the loan was originated. To qualify for a payday loan, minimum net pay requirements will apply and may vary by province. Other conditions may also apply. Ask a Money Mart Customer Service Representative for details. Online loans originated only to residents of Alberta, British Columbia, Nova Scotia, Ontario and Saskatchewan. [Alberta residents: The APR on a $300 loan for 14 days is 391.07% on a rate of $15.00 per $100 borrowed.] [British Columbia residents: The APR on a $300.00 loan originated at a Money Mart branch for 14 days in BC is 521.17% at Money Mart 's cash repayment rate of $19.99 per $100.00 borrowed (cash repayment rate only available at select locations), and 599.64% at the regular rate of $23.00 per $100.00 borrowed. The APR on a $300 loan originated online for 14 days is 521.17% at the rate of $19.99 per $100 borrowed for loans funded to the Money Mart ATM card, and 599.64% at a rate of $23 per $100 borrowed for loans funded in store or to your chequing account. Online BC Payday Licence #62477.] [Manitoba residents: The APR on a $300.00 loan for 12 days is 517.08% on a rate of $17.00 per $100.00 borrowed. To learn more about your rights as a payday loan borrower, contact the Consumer Protection Office at 945-3800, 1-800-782-0067 or at www.manitoba.ca/cca/cpo.] [New Brunswick residents: The APR on a $300.00 loan for 14 days is 547.50% on a rate of $21.00 per $100.00 borrowed.] [Saskatchewan residents: The APR on a $300.00 loan for 14 days is 599.64% on a rate of $23.00 per $100.00 borrowed.] [Ontario residents: The cost of borrowing at Money Mart is $21.00 per $100.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $63.00, with a total payback amount of $363.00. The maximum allowable cost of borrowing under payday loan agreements is $21.00 per each $100.00 advanced.][Prince Edward Island residents: The cost of borrowing at Money Mart is $22.00 per $100.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $66.00, with a total payback amount of $366.00. The maximum allowable cost of borrowing under payday loan agreements is $25.00 per each $100.00 advanced.]

Nova Scotia the total cost of borrowing $100 for 14 days is $22.00. Payday Loans are High Cost Loans.

² Online Installment loans are only available in the provinces of Manitoba, Alberta and Newfoundland & Labrador. Loan principal amounts offered between $1000 and $15000 based upon income and other qualification requirements, including a credit check. Payments are due on your scheduled income deposit dates at the time of loan origination. Loan term is based on the amount borrowed. The APR for the loans is 59.90%. Installment Loan repayment terms range from 12 to 60 months based on amount borrowed. Example: For a monthly paid customer, a $3000 loan for 12 months originated on January 1 would have a monthly payment amount of approximately $337.88 with a disclosed cost of borrowing of $1,054.51 with a total payback of $4,054.51 when paid according to the terms of the loan agreement. Ask a Money Mart Customer Service Representative for details.

³Same-day cash refund must meet published criteria. Ask a CSR for details. EasyTax® same-day cash refund service is only available on refunds of $100 or more. Same day service applies to fully completed applications with required documentation sutmitted by 5pm or prevailing turnaround time deadline. Other conditions apply. See store for details or visit moneymart.ca. EasyTax® is a registered service mark of National Money Mart Company.

⁴Money Mart has teamed up with Thinking Capital who will act as the lender. Money Mart is not a bank or the lending party for these loans. This is not a Money Mart solicitation or offer to lend to our customers. This service or specific product may not be available in all provinces.

Western Union® is a registered trademark of Western Union Holdings, Inc. MasterCard® is a registered trademark of MasterCard International. Titanium+® is a registered service mark of Nextwave Card Corp.