TRENDING  CHOOSING A LOAN AGENCY OR LENDER    

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Consumer Education

/consumer-education/

Consumer Education

TRENDING  CHOOSING A LOAN AGENCY OR LENDER    


09.08.2020 / Borrowing

Smart Tips for Navigating Online Loan Options
When it comes to financing a business, the smaller and newer it is, the greater the difficulties you can expect to face. Traditional companies often create several hoops for entrepreneurs to jump through, which can feel like too much for some. This opened up a niche for online lenders to fill by…

09.04.2020 / Borrowing

The Advantages of Online Loans
Before online loans became more popular and trusted, most people visited their banks in person to request a loan. Not only did traditional banks request a lot of documentation to get the process going, but they take a long time to process the loan. Depending on the type of loan, it could take weeks…

09.01.2020 / Budgeting

3 Tips for Budgeting During a Crisis
If your job has been put on pause due to the COVID-19 pandemic, or if you have suddenly found yourself unemployed, you might be reluctant to look at your budget. Don’t hide from your money: You have more control than you think! When you are faced with a crisis, there are ways to reorganize your…

08.27.2020 / Safety

Protecting Your Money Online
Online safety is paramount in today's technology-driven world. One of the most important things to keep safe while using the internet is your financial information. A hacked financial account is no easy thing to deal with, and in these cases, prevention is much better than trying to diffuse the…

08.24.2020 / Budgeting

Budgeting Tools to Manage Your Spending
Managing your spending is the foundation of personal finance. If you spend more than you earn or spend too much on things that are not priorities for you, then your financial situation will never be in line with your goals. For many people, the idea of creating a budget, and sticking to it, seems…

09.16.2020 / Lifestyles

Enter The Ultimate $10,000 Sweepstakes

Enter today for a chance to win the grand prize of $10,000, plus other daily prizes.  Visit www.ultimate10kgiveaway.com or ask an employee for details. Contest runs September 16 – November 10, 2020 Terms and Conditions: PAYDAY LOAN TRANSACTIONS ARE NOT CONSIDERED ELIGIBLE TRANSACTIONS IN…

09.16.2020 / Borrowing

Rebuilding Your Credit After Debt Resolution

When debt obligations become too much for you to keep up with, settling the debt might provide the best solution. Unfortunately, it does have a downside; it can negatively impact your credit score. Even though the creditor agreed to the settlement, the fact remains that the amount offered did not…

09.14.2020 / Budgeting

Pandemic Panic - Debt-Relief Options

Everyone who felt burdened by debt has considered debt relief options at least once. It is only natural to wonder if the many ads promising you an instant solution to your problem could prove true. Unfortunately, the solution is not always instant, and, in some cases, it can make your financial…

09.11.2020 / Lifestyles

What are Cheque Cashing Services?

When it comes to cheque cashing, there are several services available to convert that valuable piece of paper into cold, hard cash. If you have a bank account, you might consider this option. Unfortunately, banks tend to charge excessive maintenance fees for their accounts and you rarely get…

09.10.2020 / Borrowing

How to Get an Online Loan with Poor Credit

When you have poor credit, the world of lending and borrowing might seem closed to you. If you prefer a cash budget and debit transactions, then this might not bother you at first. However, if you need to make a big purchase that surpasses your current budget, then you might worry about how to do…

09.08.2020 / Borrowing

Smart Tips for Navigating Online Loan Options

When it comes to financing a business, the smaller and newer it is, the greater the difficulties you can expect to face. Traditional companies often create several hoops for entrepreneurs to jump through, which can feel like too much for some. This opened up a niche for online lenders to fill by…

09.04.2020 / Borrowing

The Advantages of Online Loans

Before online loans became more popular and trusted, most people visited their banks in person to request a loan. Not only did traditional banks request a lot of documentation to get the process going, but they take a long time to process the loan. Depending on the type of loan, it could take weeks…

09.01.2020 / Budgeting

3 Tips for Budgeting During a Crisis

If your job has been put on pause due to the COVID-19 pandemic, or if you have suddenly found yourself unemployed, you might be reluctant to look at your budget. Don’t hide from your money: You have more control than you think! When you are faced with a crisis, there are ways to reorganize your…

08.27.2020 / Safety

Protecting Your Money Online

Online safety is paramount in today's technology-driven world. One of the most important things to keep safe while using the internet is your financial information. A hacked financial account is no easy thing to deal with, and in these cases, prevention is much better than trying to diffuse the…

08.24.2020 / Budgeting

Budgeting Tools to Manage Your Spending

Managing your spending is the foundation of personal finance. If you spend more than you earn or spend too much on things that are not priorities for you, then your financial situation will never be in line with your goals. For many people, the idea of creating a budget, and sticking to it, seems…

08.20.2020 / Budgeting

How Much Money Should You Save Each Month?

Saving for the future is something that everyone should do, but the reality is that sometimes it's hard to find room in the budget for savings. If you find that all your money is gone the day after payday, with nothing left to put aside for the future, you're not alone. When you're trying to build…

08.18.2020 / Budgeting

Getting the Most Out of Your Crisis Budget

Creating a crisis budget helps you weather the storm when something unexpected happens. Whether you're in the middle of an emergency now or are planning for the future, a crisis budget is your action plan for getting through to the other side.  Calculate Your Bare Minimum Expenses  The first step…

08.17.2020 / Lifestyles

Are Cheque-Cashing Services an Alternative to Traditional Banks?

Cheque cashing services are growing in popularity for several important reasons. Personal hardships can make the use of traditional banking services impossible for many individuals. Economic instability on a greater scale in the future is likely to drive this trend into the mainstream. When banks…

08.14.2020 / Budgeting

10 Commandments of Budgeting

The best budget is the one you'll stick to. Remember that, and don't get too bogged down, deciding which app, software, or unique stationery to use. Just dive in headfirst and make adjustments as you go. No matter what method you choose, there are a few foundational principles that will help you…

08.13.2020 / Safety

Tips for Avoiding Online Financial Scams

As more transactions move from physical to online spaces, the risk of identity theft and exposure to scams increases. The older people are, the more susceptible they often are to online financial scams. Even so, people of all ages are at risk. Here are some tips both older and younger people can…

08.04.2020 / Budgeting

Save vs. Splurge: When to Do Both

Conflicting Impulses  Having money complicates life.  When all the bills are paid, and the important things are taken care of, there is sometimes a little leftover.  What to do with that little surplus turns into an agonizing decision.    On the one hand, good old-fashioned wisdom says to save it…

07.31.2020 / Budgeting

Reduce Debt with These 10 Steps 

It is easy to justify debt in the moment, but there comes a point when it has become a shackle.  Carrying a lot of debt is never a good idea, especially in a crisis.  Here are some ways to get rid of that burden.     Stop Accumulating Debt  First, stop the bleeding.  From this moment forward, do…

07.30.2020 / Safety

Protect Your Money in 5 Simple Steps

Everyone works hard to make enough money to meet their needs, provide for the future, and have a little extra to enjoy.  But once the money is made and saved or invested, it can be frightening to wonder what might happen to it.  Scam artists are always on the prowl, the economy fluctuates, and…

07.28.2020 / Borrowing

Tips on Increasing Your Credit Limit

Greater Possibilities  Credit cards and other lines of credit are great, but over time they can start to show their limitations, specifically the credit limit.  Each credit card or personal line of credit permits only up to a certain amount of money.  However, these limits can be increased over…

07.27.2020 / Lifestyles

Zero Waste Equals Money Saved

What is Zero Waste Living?  Every year, millions of tons of trash pack landfills.  While alarming on an environmental level, it also makes for a financial disaster.  Zero waste living combines several familiar ideas and combines them into a single idea: Waste nothing.    Not only are there…

07.24.2020 / Lifestyles

Monetizing Your Lifestyle Blog

Making Money with a Blog  A lifestyle blog is a very broad term that includes anybody who posts about their lifestyle online.  Most people begin blogging for fun, but it has become easier and easier to make a little money on the side through monetization.  There are plenty of unique ways to do…

07.22.2020 / Budgeting

Tips for Buying a Used Car

New cars are flashy and exciting, but they lose value quickly – too quickly to justify the purchase in most cases.  Used cars are often in great shape, with sound construction and just a few extra miles.  When buying used, the process can be a little different, especially when buying from a private…

07.21.2020 / Lifestyles

6 Ways to Save Money on Your Rent

For most people, rent is their largest monthly expense. When dealing with a crisis, or just looking at the budget, that big number stares back without mercy. Sometimes the best solution to a problem is to shake things up and change the facts. But is it possible to change the rent? It just might be…

07.20.2020 / Budgeting

Is the 50/30/20 Rule for You

The Need for a Budget  Creating a personal budget is indispensable for managing money properly.  If the money is being spent without any planning or tracking, the financial situation is always a mystery.  This leads to stress and opens the potential for experiencing a financial catastrophe.  But…

07.15.2020 / Budgeting

How-To Guide: Determining if You Can Afford a Big Purchase

Making a big purchase can be an intimidating prospect.  Cars, houses, boats, college degrees, these things add up and most are essential, but not everyone is wealthy.  So, if a check needs to be written for a larger amount than you’re used to, this article will help to determine if now is the right…

07.14.2020 / Lifestyles

Buying a Home? Here's How to Purchase One with Resale Value

Buying with Selling in Mind  Buying a house is a very exciting experience, and a wise buyer might consider the resale value in the future. This is a very wise way to go about buying a house- things change, jobs change, opportunities arise, and sometimes houses need to be sold.  While it may take a…

07.13.2020 / Budgeting

Having a Baby? Here’s How to Financially Plan

Getting the Wallet Ready for the Baby  If there is ever a time when financial planning is exciting and imperative, it is when a baby is about to arrive.  Instead of making a plan to get rid of creditors, plan for a new life with a new bundle of joy.  Here are a few key items to take care of before…

07.10.2020 / Budgeting

6 Major Budgeting Mistakes to Avoid

Budgeting is an essential part of managing one’s money.  Without it, money is being spent with no plan for where it needs to go, and a crisis is inevitable.  Having a bad budget is better than having no budget at all, but there is no reason to choose between the two.  Here are a few common mistakes…

07.07.2020 / Budgeting

6 Easy Money-Saving Tips for Big Families

Big Family, Not-So-Big Budget  When a family grows, the budget might not grow along with it.  Some people might see this as a problem, but some folks are willing to sacrifice in the financial department and invest more heavily in the family department!  That said, it can still be difficult to make…

07.07.2020 / Borrowing

5 Good Signs You Can Afford More House

Moving on Up  Buying your first house is a huge milestone, but it’s often not the “forever home”.  Most people move into a home with a dream of moving into a better community, a bigger space, and with fewer needed repairs in the future.  But when is it time to start moving on up?  Here are a few…

07.07.2020 / Lifestyles

How You Can Start Saving Money at the Grocery Store

Shopping at the grocery store for meals to eat at home is one of the best ways to save money on a tight budget.  Going out to eat is not only more expensive per person, but it puts the wallet at the mercy of the flashy ads and marketing ploys.  But there are ways to save even more while spending…

07.07.2020 / Budgeting

Budgeting Emergency Fund vs. Savings

Savings or Emergency Fund?  Saving seems like a straightforward concept.  But that term encompasses so many specific ideas within it, and all of them seem important.    The emergency fund is always a common recommendation, but does it differ from a regular savings plan?  The short answer is yes,…

07.07.2020 / Lifestyles

Do Millennials Care More About Their Credit Score than Previous Generations?

Millennials and Their Credit Scores  Millennials (those born between 1982 and 1999) are now in their twenties and thirties and making significant life decisions and purchases.  At the age where cars, first houses and more are bought, Millennials are discovering the trials and tribulations of the…

07.07.2020 / Lifestyles

Being Wise about Your Digital Wallet Spending

A revolution has taken place in the world of spending, saving, and financial transactions of all kinds.  While the credit and debit card increased the speed and ease of access to funds, the digital revolution has accelerated it even more.  Now people are using digital wallets – stored financial…

06.17.2020 / Budgeting

5 Factors that Prevent Debt Payoff

The Battle to Eliminate Debt  Debt can go from an inconvenience to a disaster if left unmanaged.  And even once the struggle has begun to eliminate personal debt, it can feel like a futile endeavor.  Some things just get in the way.  Here are a few things to look out for when trying to be diligent…

06.16.2020 / Budgeting

How to Cut Back on These 5 Common Items in Your Budget

  Most people have a budget of some kind.  Some may have a bigger budget than others, but almost everyone is tied to a monthly spending cap.  Even for someone who has taken the time to make a budget, there are still more ways to “trim the fat.”  There are some common items in almost every budget…

06.16.2020 / Safety

Use These Tips to Ensure Your Mobile Cheque Cashing Goes Smoothly

COVID-19 has changed the way banking services work for the near future. Due to necessary social distancing measures, many banks are recommending the option of mobile cheque cashing to keep customers safe. Mobile banking is an easy and popular way of taking care of your financial transactions during…

06.15.2020 / Budgeting

Smart Money Moves to Manage a COVID-19 Recession

Many Canadians are concerned about how they will pay bills as the COVID-19 pandemic continues and recession takes hold. Good decisions are the key to weathering this financial storm. It is important to make smart money moves by examining your budget and seeing where you can make critical cuts in…

06.12.2020 / Lifestyles

Overcoming Financial Hardship During COVID-19

COVID-19 and the loss of work are creating financial hardship for many people. It becomes more challenging with each week of the pandemic to cover expenses. People are now faced with the issues of which obligations can be met and how to prioritize payments. Increasingly, there is not enough money…

06.10.2020 / Budgeting

3 Easy Steps to Creating a Simple Budget

Why Create a Budget? For those who have ever been afraid to pull up a bank statement because of yet another overdraft, a budget is desperately needed. Really, every household needs a way to keep track of spending; but a budget is a necessary part of life that not only gives households a complete…

06.10.2020 / Budgeting

5 Small Ways to Save Money

  The Quest for More Money It doesn’t matter how much money is made, there never seems to be enough.  Even after a great raise or new position, the excitement only lasts long enough for a recipient to adjust to a new lifestyle.  Then, ending up with the same small amount left in the bank account…

06.10.2020 / Safety

Cheque Cashing and Cheque Writing Tips

  A cheque is a negotiable instrument issued to an account holder by a bank. This document can be used to pay someone a specific amount of money on a certain date. You can write a cheque to any business or person as a way to transfer money from your bank account to them. Below are some basic tips…

06.10.2020 / Borrowing

Choosing a Loan Agency or Lender

How do you know who to trust with your finances? How do you know which loan is best for your needs? It would be simple to select the first lender that pops up in your online search, but taking out a loan is serious business. This is why it's in your best interest to do your homework before…

06.10.2020 / Budgeting

Establishing an Emergency Budget During the Coronavirus

Since reaching pandemic status, COVID-19 has proven to be a major threat to the health and safety of all Canadians. In addition to jeopardizing Canadians’ health, though, the virus has wreaked havoc on many individuals’ finances. The government’s economic response plan outlines details of support…

06.09.2020 / Borrowing

Navigating Federal Unemployment Relief Programs

COVID-19 first began making news at the end of February, but experts have determined that it began its spread as early as November 2019. Since that time, the virus has wreaked havoc on the world economy and cost countless people their jobs. If you are one of the people who lost their job as a…

06.09.2020 / Borrowing

Minimize Damage to Your Credit Score During COVID-19

Coronavirus has brought new worries to people around the world. In addition to the obvious concern about wellbeing and health, many people are worried about the financial impact that the virus will have on their lives. This is a reasonable fear to have as countless people have lost their jobs and…

06.09.2020 / Lifestyles

Glossary of Financial Terms

Financial terms and jargon can be awfully intimidating! Our Personal Finance Glossary should be helpful in putting this finance lingo into simple, everyday language. Account: An arrangement at a financial institution for depositing, withdrawing, borrowing or investing money. Account Statement:  …

06.09.2020 / Borrowing

Payday Loan Rates

  A payday loan is a short-term, unsecured loan for a set number of days. You should know and understand the fixed amount that you are paying for the loan. Money Mart charges a fixed amount per $100 borrowed depending on province. You will always find this information clearly posted in our store…

06.09.2020 / Budgeting

How to Track Your Household Budget

A budget is a financial plan that estimates income and spending over a specific period of time. Using a budget will help you to live within your means by planning your spending and savings. When you track your expenses and create a household budget, you are taking an important first step towards…

06.09.2020 / Budgeting

How to Attack Debt

Debt can be daunting. Especially when each month you continue to receive bills for rent, car payment, student loans, credit cards, etc. and you don’t know how you’re going to pay it all off. Fortunately, there are a few simple steps you can take to help reduce your debt. First, calculate your debt…

06.09.2020 / Borrowing

What Loan is Right for you?

Tips on Choosing a Installment or PayDay Loan Whether you have unpaid bills on your hands, you’re dealing with an unexpected emergency, or you just want to keep cash handy for a rainy day – there’s a loan that can meet your financial needs. If you’re looking for a little cash to tide you over…

06.09.2020 / Borrowing

Credit Talk

Your credit score is a reflection of your reliability based on past economic behaviors. It's used by creditors, landlords, insurance agencies, government agencies, even employers. It tells part of your financial story. There are many factors that contribute to your credit score. Most companies…

06.09.2020 / Budgeting

Basic Money Management Tips

Get organized! Paying your bills on time will help you avoid late fees and penalty charges. Create a list of your current bills. Print a month-long calendar and record the due date of each bill. Make bill paying easier by filing your bills by the due date. Prioritize your debt. Decide if you…

06.04.2020 / Borrowing

Canada Emergency Response Benefit - How to Apply

As part of its Economic Response Plan, Canada has implemented the Canada Emergency Response Benefit (CERB). Persons who have lost their income may qualify for financial assistance. Canada has provided detailed information on how to apply and eligibility requirements on the government website. The…

05.26.2020 / Safety

How Small Businesses Can Recover From the Pandemic

How Small Businesses Can Recover From the Pandemic  The impact of the COVID-19 pandemic could linger for months, if not years. Small businesses are doing the best they can to navigate these unknown waters, but the situation may not alleviate itself any time soon. Although different industries have…

05.22.2020 / Safety

Mobile Cheque Cashing Benefits During a Pandemic

The coronavirus pandemic is fundamentally altering the way Canadians conduct their day-to-day business. Stay-at-home orders and social distancing measures limit an individual’s movement in the community, while many businesses have been forced to shutter their doors or adjust operational procedures…

05.22.2020 / Lifestyles

Here’s What to do if You Can’t Pay Rent Due to COVID-19

As COVID-19 continues its march across Canada, citizens are experiencing devastating economic impacts. In March, there were over a million job cuts, and April’s numbers were doubled from the previous month. If people who have experienced a reduction in work hours are figured into the employment…

05.22.2020 / Budgeting

4 Necessary Tips for Budgeting the Perfect Wedding

Party Responsibly The average wedding today costs around $35,000.  To put that into perspective, that’s about the cost of a new car.  But even if a couple is fortunate enough to afford it, all weddings tend  to cost more than anticipated or planned.  It is possible to keep a wedding at or under…

05.12.2020 / Borrowing

Is This the Right Time to Borrow Money? 

Avoid the Borrowing Blues In a desperate situation, borrowed money can seem like an easy way out.  But countless people have been crippled by student loans, credit cards, and car payments.  A loan is a binding legal contract, an agreement to pay back the money borrowed at the agreed upon interest…

05.12.2020 / Borrowing

When Is the Worst Time to Borrow Money?

It Is Not Always a Good Time  Advertisements are never going to advise caution when approaching their products.  The financing might sound cheap and easy, and the product might be appealing, but it is not always a good time to borrow money.  The long-term effects of debt are too serious to be…

04.24.2020 / Budgeting

What Items Are Best to Cut from Your Budget in Tough Times?

Adjustable and Realistic Budgets Finishing a budget can feel like a monumental achievement, but it can’t just be left alone.  A solid budget needs to be constantly tweaked and adjusted, especially when times get tough.  If someone in the household loses a job, if clients dry up, or if sudden…

04.22.2020 / Budgeting

How Much Should You Save Every Month?

Saving is Important  Almost every child had a little piggy bank and was reminded to save their coins while growing up.  It may have even been fun adding to the little savings account for a piece of candy or another small treat.  Now, as adults, the years have added a little wisdom to our lives.  …

04.16.2020 / Budgeting

When Should You Adjust Your Personal Budget?

Don’t Set It and Forget It  Going a long time without a budget can be a huge mistake and getting it back on track can be a grueling process.  Budgets are important, but they need to be accurate, and it can take several revisions to get it just right.  Life happens, sometimes for the better,…

04.15.2020 / Budgeting

5 Important Key Categories in Every Budget

The Importance of a Budget  Budgeting is not typically something people enjoy as it can be tedious and time consuming.  However, the purpose of budgeting is to identify the money that is coming and going, minimizing stress and unnecessary worry.  Once you get into the habit, it doesn’t take very…

04.14.2020 / Lifestyles

Signs You’re Wasting Money (Without Knowing It)

Where Did it All Go?  It is truly fascinating how long it can take someone to realize that they are a spender.  Most folks consider themselves responsible and good with their money. But knowing what to do, is not the same as actually doing it.  Maybe a person knows what they ought to do, but since…

04.13.2020 / Safety

5 Pieces of Important Information to Never Put in Emails

Email Is Not Secure  When it comes to the material world, most people are very careful with sensitive information.  Documents are shredded, PINs are hidden, and most people do not provide personal information to people they don’t know personally.  But when it comes to the digital world of…

04.07.2020 / Lifestyles

5 Easy Ideas for Side Hustles

Hustling on the Side  The reality of life is that most people do not get to live their passion and make money for it.  People work their jobs to make money so they can go home and do what they love, and sometimes they daydream about how great it would be if they could actually get paid for it…

04.03.2020 / Safety

How to Easily Spot a Phishing Attempt

What Is Phishing?  One of the most common digital scams of today is known as phishing.  Like the name implies, it is a baited hook, and the prize is sensitive private information.  A phishing attempt is a message, usually an email or a text message, that tries to solicit a person’s financial…

04.02.2020 / Borrowing

How to Come Up with a Reliable Repayment Plan

It’s Payback Time Whether it is the mortgage, student loans or just a credit card, the inevitable time comes when repayment must begin.  Unfortunately, many people have no idea where to start and are even unsure where they stand in relation to debts versus income.  This seems to be particularly…

03.31.2020 / Borrowing

5 Important Tips to Becoming a Savvy Borrower

Reduce the Risk of Borrowing The shock of the Great Recession has largely faded, and people are less shy with debt than they were a decade ago.  The proliferation of student loans and credit cards has accustomed new generations to the idea of borrowing money and managing debt.  Of course, as…

03.31.2020 / Borrowing

4 Mistakes to Avoid When Borrowing

Borrow with Both Eyes Open Even with less than perfect credit, it’s easy to borrow money – sometimes a little too easy.  Situations arise when a loan is necessary, whether it is a big purchase like a house or a car, or in an emergency when cash is short.  But neither excitement nor panic should…

03.30.2020 / Borrowing

What Important Items You Need to Know Before Taking Out a Loan

The Precarious World of Borrowing Money Many students having just graduated college find that they are entering the world of adulthood saddled with student debt.  Add to that mortgages, car payments, credit cards and more, and the idea of debt can seem overwhelming.  With so many choices of…

03.20.2020 / Safety

What to Do Now if You’ve Given Out Important Personal Information

Scams and Schemes  This is the Information Age.  Facts, data and knowledge are the currencies of the day, our most valuable commodities.  Through the Internet especially, personal information is swapped and sent, from government ID numbers to bank information and credit cards.  This is all meant…

03.20.2020 / Borrowing

4 Important Facts to Know About Installment Loans

Characteristics of an Installment Loan An installment loan is any amount of money that is lent to a borrower all at once, and then paid back in installments.  The average mortgage, car payment and student loan repayment plans follow this model.   Typically, an installment loan will have a fixed…

03.18.2020 / Safety

3 of the Most Common Consumer Frauds

Scam artists have been around for as long as there has been commerce.  Over time, the methods might have grown more sophisticated, but they remain just as common and dangerous.  In fact, sometimes the methods are not sophisticated at all, but extremely simple.  Knowing the most common consumer…

03.17.2020 / Budgeting

How to Vacation on a Budget

Don’t Let Spending Ruin the Trip  Who doesn’t love to dream and indulge in the travel brochure that talks about cutting loose and living large?  With that said, money concerns should never ruin a vacation.  It is possible to vacation on a budget, with just a little thought and preplanning.   …

03.10.2020 / Budgeting

5 Inexpensive Home Renovations that Add Value to a Home 

Strategic Improvements  The Do It Yourself craze has officially swept the world, and more and more people are itching to make renovations, additions and improvements to their homes.  But many are finding that once their updates are made, they have a hard time re-selling the house.  While passion…

03.09.2020 / Safety

3 Important Steps You Can Take to Avoid Fraud

New and Old Dangers The world has changed for the better with a rise in technology that protects people and transactions with increased security measures.  However, scam artists have adapted to new ways of doing business, too.  In some ways, transactions are safer than ever with complex…

03.05.2020 / Borrowing

How to Better Understand Your Credit Score

  What is a Credit Score? Talking about your credit score is like talking about escrow – it’s one of those financial things that comes up all the time, but it is not always easy to understand.  But your credit score is not just a mysterious number, it is vitally important to several key life…

03.05.2020 / Borrowing

4 Simple Ways to Improve Your Credit Score

The Famous Credit Score Your credit score is a three-digit number that tells financial institutions how likely you are to pay back borrowed money.  It factors in payment history, total debt, number of credit requests, and more. A good credit score is essential to keeping financial options open and…