We offer online loans only in the states of California, Hawaii, Kansas and Louisiana at this time. Residents of other states should use our Store Locator to find the closest retail location where they can apply for a retail loan.

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Payday Loan FAQs

Applicable only to residents of Alberta.

FAQs
How does the Alberta payday loan work?

All Alberta customers will receive payday loans repayable in installments. The number of installments will depend on your pay frequency with a minimum loan term of 42 days and a maximum loan term of 62 days.

If you are paid semi-monthly, bi-weekly, or more frequently, you will have the opportunity to repay this loan in equal payments over a minimum of 3 pay periods.

If you are paid monthly, or less frequently than described above, you will have a minimum of 2 pay periods to repay your loan.

Can I opt out of the installment payments?

Government regulations mandate that we must set up your loan repayable in installments. It's up to you whether you choose to let those equal payments be deducted from your bank account or if you want to repay your loan in cash.

What if I want to repay my full loan amount in one payment?
You have that option. You will need to visit a Money Mart location to repay your online loan in one payment at least three business days prior to your due date. Or, you can opt to repay the loan early online.
My first payment was already paid. Can I pay the remaining balance now?

If your first payment was deducted from your account, you still have the option to repay the remainder in cash at a Money Mart store. However, the payment must be made at least three business days prior to the next due date. The entire outstanding loan must be paid, not just that payment amount.

Can I make partial payments?

Yes. Alberta law requires that you be given the option to make partial payments on your loan anytime. This can be done online through electronic payment or by a cash payment at your local Money Mart store.

When will I qualify for a new payday loan?

You can only re-loan once your original loan is paid in full. If you opted to pay cash in store and repaid the full loan amount, you can re-borrow online immediately.

Why can I only pay in full three business days prior to my due date?

The reason is because the PAD needs to be sent to the bank for processing and the banks require three business days to cancel a PAD.