Get a personal loan
Money when
Whether it’s surprise bills or something you’ve been planning, get approved for $100 to $25,000 instantly* with repayment terms that work for you.
Loan calculator
How much would you like to borrow?
We say yes when others say no
Loans approved in minutes with high approval rates.
Clear, upfront fees
So you always know what to expect.
Check loan eligibility
Applying won’t affect your credit score.
Support you can count on
Our team is here to guide you every step of the way.
Simple, secure, straightforward
1. Discover your loan options
See what you qualify for without affecting your credit.
2. Apply easily
Online, in the app or at a branch, it’s easy and secure.
3. Get your money
Approval and funds as soon as the same day.*
Your privacy, our priority
We keep your data safe with strong security and encryption
Find the personal loan that fits
Payday boost
Borrow a little extra until payday
A short-term option to cover smaller expenses, like bills or groceries, until your next payday.
$100 - $1,500
14+ days
Installment loans
Cover life’s larger costs
From home repairs to major purchases, handle bigger expenses with predictable monthly payments that fit your budget.
$500 - $25,000
6 - 84 months
We look beyond the credit score
We say yes when others say no
Funds available as soon as the same day**
Loan amounts up to $25,000
Friendly, personal service
Visit a branch for support
Open late and on weekends
**Timing depends on approval and disbursement method.
Get the Money Mart App
Easily manage your account and stay on top of payments from anywhere.
Your personal loans questions, answered
Money Mart offers payday loans/cash advance options, and installment loans, available both online and in-store at over 360+ locations across Canada.
You can complete the online application in minutes by providing your personal details, proof of income, and bank account information.
Yes, you can visit any Money Mart branch across Canada to apply in person with a government-issued photo ID and proof of income.
You’ll need a valid government-issued ID, proof of income, and an active chequing account.
Most applications are reviewed instantly. And funds may be available as soon as the same day.
We check your credit when you apply for a loan, but we consider multiple factors, so you may still qualify even with less-than-perfect credit.
A Payday Boost is typically repaid in one payment on your next payday, while an installment loan lets you spread payments out over a longer term.
Yes, Money Mart uses secure technology and has been a licensed lender in Canada for over 40 years.
Yes, from application to approval to funding, you can manage everything online.
Loan amounts vary by loan type, your income, and provincial regulations. Payday Boosts are smaller, while installment loans allow you to borrow higher amounts - up to $25,000.
If approved, funds are typically deposited directly into your bank account as soon as the same day.*
Yes, Money Mart allows early repayment without charging extra fees.
If you miss a payment, additional fees and interest may apply. Contact Money Mart as soon as possible to discuss repayment options.
We do not currently offer loans in Newfoundland and the Territories. Loan amounts and terms vary by provincial regulations.
Yes, self-employed applicants may qualify for a personal loan by providing proof of income and an active bank account.
An instant loan is a quick-approval option where eligible customers may receive funds as soon as the same day.*
A soft-credit check is done to determine your qualification for a loan with Money Mart. This soft check does not impact your credit score. If you continue to apply for an installment loan, a hard credit check will be completed, which may affect your credit score.
Both options are quick. Online is the most convenient, while in-branch gives you face-to-face service and cash pickup.
Money Mart is a regulated lender with over 40 years of experience serving Canadians, licensed to operate in every province where we do business.
Rates and fees vary by loan type and province. Payday loans and installment loans follow federal and provincial regulations. Exact details are provided before you accept your loan.
Looking for more answers?
We’re ready to support you every step of the way.
Find a simple way to borrow money in Canada with Money Mart
Need to borrow money for an unexpected expense or a planned purchase? At Money Mart, we make it straightforward with clear personal loan options, quick decisions, and support at every step. Explore Personal Loans with flexible repayments and transparent costs, so you can borrow money with confidence and stay on budget.
Prefer to apply online? Applying for an online loan in Canada is simple and quick. You start and finish your application from home, with a fast, guided process and clear next steps, or come in-branch to one of our 360+ branches across Canada if you want to speak to someone in person. If you want help choosing, talk to us about personal loans tailored to your timeline and goals.