Payday Loans
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Borrow up to $1,500 today* and pay it back on your next payday. No hidden fees and no surprises.
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See if you qualify, without affecting your credit score.
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Fast access
Get your money as soon as today.*
Trusted locally
Serving your community since 1982.
When you need your paycheck today
Up to $1,500
Next payday
Short-term loan up to $1,500
For everyday expenses like bills or groceries
Pay back in one easy step on payday
Transparent costs from the start
Hear from our customers
Simple, secure, straightforward
1. Discover your borrowing limit
Check your loan eligibility amount without affecting your credit score.
2. Apply easily
Online or at a branch, it’s simple and secure.
3. Get your money
Approval and funds as soon as the same day.*
Everything you need to apply for a Payday loan
Be at least 18 years old (or 19 in BC, NS, and the NT) and have a valid government-issued ID
Have a chequing account and a steady income
Most recent pay stub (within 30 days)
Bank statement showing last two direct deposits
Voided cheque or pre-authorized debit (PAD) form
A valid photo ID (clear scan or photo)
Your privacy, our priority
We keep your data safe with strong security and encryption
Apply your way, on your time
Whether you start online and finish in branch, or do it all in one place, applying for a Payday Boost loan is easy.
Borrowing made easier with the Money Mart App
Manage your loan, track payments, and apply for additional funding from your phone.
Your Payday Boost questions, answered
A Payday Boost is a short-term loan/cash advance that allows you to borrow between $100 and $1,500 to be repaid on your next scheduled payday.
Even though it’s short-term, repayment is generally expected in one lump sum by your next payday, depending on the province in which you live.
Be at least 18 years old (19 in British Columbia, Nova Scotia, and the Northwest Territories) and have a valid government-issued ID, have a chequing account and steady income, show a most recent pay stub (within 30 days), a bank statement showing the last two direct deposits, a voided cheque or pre-authorized debit (PAD) form and a valid photo ID (clear scan or photo). You may also need to provide proof of address (i.e. Address on government identification or from a utility bill).
With a Payday Boost, you can typically borrow between $100 and $1,500, depending on what your province permits.
Payday Boost loan payments are scheduled to match your payday to help you make payments on time. If there is a problem and you miss a payment, you should review what your agreement mentions about penalties. Penalties vary from province to province and can include late fees, non-sufficient bank funds (NSF) fees and additional interest. Some fees may be charged directly by your bank.
It depends on your situation. If you have unpaid or missed loans, there may be a waiting period before you can apply again.
A payday loan is a short-term loan that allows you to borrow a small amount of money, usually up to $1,500, to cover expenses until your next payday.
Payday loans provide quick access to cash, often the cash advance or instant loan as soon as today.* You borrow money and agree to repay the loan, plus a set fee, on your next payday.
In most provinces, payday loans allow you to borrow up to $1,500, though limits vary depending on provincial regulations.
Funds are usually available as soon as the same day depending on the funding method selected.
Yes. You can apply for a payday loan online and receive your funds directly into your bank account, often within minutes.*
No. You can check your eligibility for a payday loan without a credit check but a hard credit check is required to complete the application.
Payday loan fees are regulated provincially. For example, in Ontario the maximum cost is $14 for every $100 borrowed.
Yes. Money Mart has over 360+ locations across Canada where you can apply for a payday loan in person.
When borrowed responsibly and from a licensed lender, payday loans can be a safe way to cover short-term expenses.
Payday loans are available in most provinces across Canada, including Alberta, British Columbia, Manitoba, Nova Scotia, Ontario, Prince Edward Island, and Saskatchewan. Availability may differ in certain provinces and territories, so it’s best to check what options are offered in your area.
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Payday Loans with Money Mart
A payday loan is a short‑term way to borrow up to $1,500 to cover expenses until your next payday. Apply online for fast access to cash—often in minutes—and repay the loan plus a set fee on your next pay date. To qualify, you must be 18 years old (or 19 in British Columbia, Nova Scotia, and the Northwest Territories), have valid ID, an active bank account, and proof of income.
Funds can be sent directly to your account or, if applying in store, provided in cash at one of 360+ Money Mart locations across Canada. Fees are provincially regulated. For transparency—for example, in Ontario the maximum cost is $14 per $100 borrowed. When used responsibly with a licensed lender, payday loans provide a safe option for managing short‑term needs. Availability varies by province.