The Money Mart Mastercard is here – earn cash back on everyday spending and build your credit with responsible use.
Please note: At the moment, the Money Mart Mastercard is not available to residents of Quebec.
A credit card lets you borrow money up to a set limit to pay for things. Each month, you’ll get a statement showing what you spent. If you pay the full balance by the statement due date, you won’t be charged interest. If you don’t pay your full statement balance by the due date, interest will apply.
Your credit limit is the maximum amount you can spend with your card. Your credit limit is based on factors like your income and credit history.
The Money Mart Mastercard is currently available by invitation only to select Money Mart customers. Eligible customers must apply in-branch for their Money Mart Mastercard.
Approval times can vary but the average application is approved within minutes. If additional verification is required, approval times may take longer.
The Money Mart Mastercard has a monthly fee of $9.99. For information on all applicable fees, please refer to the Disclosure Statement.
The APR is 29.99%. The card includes an interest-free grace period on purchases. If you pay your full statement balance on or before the statement due date, you will not be charged interest on those purchases. If you do not pay the full statement balance by the due date, interest will apply.
You can view your statements digitally by logging in to the Money Mart App or by logging into Moneymart.ca. You can download the Money Mart App here for IOS or Android
Effective August 5, 2026, all customers opening a new credit card account must enroll in Pre-Authorized Debit (PAD). PAD helps ensure your payments are made on time and your account remains in good standing.
Based on the payment option you select when opening your account, we will automatically withdraw either:
The payment will be withdrawn from your designated bank account on each payment due date. You can change your payment option or designated bank account through your account at any time, subject to applicable processing timelines.
Yes. If you believe you’ve been a victim of credit card fraud, please lock your card via the Money Mart App and call us at 1-800-361-1407 right away. We will review the situation and assist you.
If your card is lost or stolen, log in to the Money Mart App immediately to lock your card. Then call us at 1-800-361-1407 to report the issue to request a replacement card.
Using your credit card online or over the phone can be convenient, but it's important to stay cautious. Here are a few tips that may help reduce your risk:
You can earn up to 5% cash back on purchases in the following categories*:
You can also earn 5% cash back on select Money Mart service fees**:
Get 1% cash back on Installment Loan payments***:
For full details, please see our Loyalty Cash Back Terms & Conditions.
Limited time offer: Earn 5% cash back on Koodo prepaid phone plans with automatic top-ups enabled.****
For full promo details, please see our Koodo Cash Back Offer Terms & Conditions.
You can redeem the cash back you've earned on purchases in the following categories directly through the Money Mart App:
This means that when you make a purchase in one of these categories, you can apply your available cash back toward that type of transaction in the app.
Yes, purchases made with the Money Mart Mastercard are covered by Purchase Assurance and Extended Warranty.
Yes. You can use your card anywhere Mastercard is accepted, including outside of Canada.
It's recommended that you set up a travel notification in the Money Mart App. This helps reduce the chance that your transactions are flagged as unusual while you're away.
You can lock or unlock your card at any time through the Money Mart App or by calling Customer Service at 1-800-361-1407.
No. At this time, supplementary cards, authorized users, and co-applicants are not available.
You can request a replacement card through the Money Mart App or by calling us at 1-800-361-1407.
Paying only the minimum amount will keep your account in good standing, but there are a few things to keep in mind:
Making more than the minimum payment whenever possible can help you reduce your balance faster and may have a positive impact on your credit health.
Money Mart Mastercard offers optional balance protection insurance for an additional cost. To help determine whether this optional service meets your needs, please refer to these FAQs.
