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or apply online.
Find out whether you’re eligible for a bad credit Loan in just a few clicks.
It won't affect your credit score, and your information is secure.

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or apply online with no impact on your credit score.

Get a bad credit loan for short-term expenses

A Money Mart Bad Credit Loan is an immediate solution to your short-term financial needs.  With more than 350 branches across Canada, you can be certain that we are always available to support your financial needs.

You can also apply online 24/7.  Find out whether you’re eligible for a Bad Credit Loan in just a few clicks. It won't affect your credit score.

 

Why Money Mart?

Instant Loans and High Approvals

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It's Easy to get a Loan

  • Get loans at a branch nearby or online.
  • Quick pre-approval process. 
  • 24/7 access to our online application. 
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Multiple Options to Get Money Fast

  • Walk into a branch, and walk out with cash.
  • Select from options like Interac e-Transfer or Direct Deposit to receive your funds.
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Trusted by Millions

  • 40+ years in local Canadian communities.
  • Providing nearly 1M loans to Canadians annually
easy-to-use

It's Easy to get a Loan

Get loans at a branch nearby.
Quick Pre-approval process.
24/7 access to our online application. 

money (1)

Multiple Options to Get Money Fast

Walk-in and get cash in branch.
Select from options like Interac e-Transfer or Direct Deposit to receive your funds.

honesty

Trusted by Millions

40+ years in local Canadian communities.
Providing almost 1,000,000 loans to Canadians in need every year. 

or apply online.
Find our whether you're eligible in a few clicks, it won't affect your credit score.

Ready to make moves?

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Visit A Branch

We have over 350 branches across Canada and our dedicated team is always there to assist you.

Find Branch
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Apply Online

Find out whether you’re eligible for a Loan in just a few clicks. It won't affect your credit score, and your information is secure.

Apply Online

Ready to make moves?

shop

Visit A Branch

We have over 350 branches across Canada and our dedicated team is always there to assist you.

 

Find Branch
screen

Apply Online

Find out whether you’re eligible for a Loan in just a few clicks. Checking won't affect your credit score, and your information is secure.

Apply Online

We're here to help

In a digital world, personal connections matter more than ever. Visiting your local branch means getting face-to-face support from people who genuinely care. It's not just about transactions. It's about building trust and understanding your needs firsthand. 

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Join Over 1 Million Happy Customers

  • rating star image

    “You can't go wrong with Money Mart.  Everything is automatic and you get your loan answer right away. Super easy and very convenient.”

    Michelle L.

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    “Honestly if you need money fast its not bad. Just understand, the faster you pay this loan off the better.”

    Matt

  • rating star image

    “Loan was quick and easy with easy payments directly from bank account each month for a 60 month period.”

    Daniel L.

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    “Ease and convenience of loan application and the speed of approval and choices to repay back the loan.”

    Gary M

    Are You Ready?

    Borrow up to $1,500 with a bad credit Loan

    or apply online.

    Find out whether you’re eligible for a bad credit Loan in just a few clicks. It won't affect your credit score, and your information is secure.

    Legal Disclosure

    To qualify for a payday loan (cash advance), minimum net pay requirements will apply and may vary by province. Other conditions may also apply. Ask a Money Mart CSR for details. Online payday loans (cash advance) originated only to residents of Alberta, British Columbia, Nova Scotia, Ontario, Saskatchewan and Manitoba.

    [Alberta residents: The APR on a $300 loan for 42 days is 201.84% for a borrower who is paid weekly on a rate of $15.00 per $100 borrowed.] [British Columbia residents: The APR on a $300.00 loan for 14 days in BC is 391.07% at the rate of $15.00 per $100 borrowed. Money Mart branch BC Payday License #49839. Online BC Payday License #62477.] [Manitoba residents: The APR on a $300.00 loan for 12 days is 517.08% on a rate of $17.00 per $100.00 borrowed. To learn more about your rights as a payday loan borrower, contact the Consumer Protection Office at 1-204-945-3800, 1-800-782-0067 or at www.manitoba.ca/cca/cpo.] [Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% on a rate of $17.00 per $100.00 borrowed.] [Ontario residents: The cost of borrowing at Money Mart is $15.00 per $100.00 for each $100.00 advanced. On a $500.00 loan for 14 days, the cost of borrowing is $75.00, with a total payback amount of $575.00 and an annual percentage rate of 391.07%. The maximum allowable cost of borrowing under payday loan agreements is $15.00 for each $100.00 advanced.] [Prince Edward Island residents: The cost of borrowing at Money Mart is $15.00 per $100.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per each $100.00 advanced.] [Newfoundland and Labrador residents: The maximum cost of borrowing at Money Mart is $21.00 per $100.00 for each $100.00 advanced. On a $300 loan for 14 days, the cost of borrowing is $63.00 with a total payback amount of $363.00. Money Mart branch NL Payday License # 19-23-NA035-1.] Online applications processed and approved with Interac e-Transfer typically receive funding within 24 hours, Monday through Friday, excluding weekends and holidays. Online applications processed and approved outside of those time periods typically receive funds the next business day.”

    In Nova Scotia the total cost of borrowing $100.00 for 14 days is $15.00. Payday Loans are High Cost Loans.

    Interac e-Transfer® is a registered trademark of Interac Company. Used under license.

    MONEY MART® is a registered word mark of National Money Mart Company. ©2024 National Money Mart Company. All rights reserved.