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TRENDING BASIC MONEY MANAGEMENT TIPS

TRENDING BASIC MONEY MANAGEMENT TIPS

03.15.2021 / Safety « Back to all articles

Protecting Yourself Against Gift Card Scams

Colleague Gives Gift Card To Businesswoman

Money Mart will never ask you to pay back your loan with a gift card. If you have believe you are the target of a gift card scam, please take the following steps:

1. Contact Money Mart Customer Support immediately

2. Report the scam to the Federal Trade Commission (FTC) or, if you're outside the United States, you can report the scam to your local consumer protection agency or report it to econsumer.gov.

To learn more about potential scams involving gift cards, please go to https://www.consumer.ftc.gov/articles/paying-scammers-gift-cards

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12.07.2021 / Borrowing

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03.15.2021 / Safety « Back to all articles

Protecting Yourself Against Gift Card Scams

Colleague Gives Gift Card To Businesswoman

Money Mart will never ask you to pay back your loan with a gift card. If you have believe you are the target of a gift card scam, please take the following steps:

1. Contact Money Mart Customer Support immediately

2. Report the scam to the Federal Trade Commission (FTC) or, if you're outside the United States, you can report the scam to your local consumer protection agency or report it to econsumer.gov.

To learn more about potential scams involving gift cards, please go to https://www.consumer.ftc.gov/articles/paying-scammers-gift-cards

SHARE

Need a
Loan?

Loans from $120 to $15,000. Get funded as soon as today!

12.07.2021 / Borrowing

Credit Talk

Your credit score is a reflection of your reliability based on past economic behaviors. It's used by creditors,…

Social

Cash Advance Disclosures

To qualify for a payday loan (cash advance), minimum net pay requirements will apply and may vary by province. Other conditions may also apply. Ask a Money Mart CSR for details. Online payday loans (cash advance) originated only to residents of Alberta, British Columbia, Nova Scotia, Ontario, Saskatchewan and Manitoba.

[Alberta residents: The APR on a $300 loan for 42 days is 201.84% for a borrower who is paid weekly on a rate of $15.00 per $100 borrowed.] [British Columbia residents: The APR on a $300.00 loan for 14 days in BC is 391.07% at the rate of $15.00 per $100 borrowed. Money Mart branch BC Payday Licence #49839. Online BC Payday Licence #62477.] [Manitoba residents: The APR on a $300.00 loan for 12 days is 517.08% on a rate of $17.00 per $100.00 borrowed. To learn more about your rights as a payday loan borrower, contact the Consumer Protection Office at 1-204-945-3800, 1-800-782-0067 or at www.manitoba.ca/cca/cpo.] [Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% on a rate of $17.00 per $100.00 borrowed.] [Ontario residents: The cost of borrowing at Money Mart is $15.00 per $100.00 for each $100.00 advanced. On a $500.00 loan for 14 days, the cost of borrowing is $75.00, with a total payback amount of $575.00 and an annual percentage rate of 391.07%. The maximum allowable cost of borrowing under payday loan agreements is $15.00 for each $100.00 advanced.] [Prince Edward Island residents: The cost of borrowing at Money Mart is $15.00 per $100.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per each $100.00 advanced.] [Newfoundland and Labrador residents: The maximum cost of borrowing at Money Mart is $21.00 per $100.00 for each $100.00 advanced. On a $300 loan for 14 days, the cost of borrowing is $63.00 with a total payback amount of $363.00. Money Mart branch NL Payday Licence # 19-23-NA035-1.]

In Nova Scotia the total cost of borrowing $100.00 for 14 days is $19.00. Payday Loans are High Cost Loans.

Installment Loan Disclosures

Installment loans offered in most provinces between $1,000 and $15,000. Eligibility is based upon income and other qualification requirements, including a credit check. The actual rate is 29.90% or 46.90% depending upon credit score, credit usage and history. Installment Loan repayment terms range from 12 to 60 months based on amount borrowed. For example, a $4,500 loan paid in 36 monthly installments is $234.98 per month based on a 46.90% APR. Ask a Money Mart® Customer Service Representative for details. Applications processed and approved with lnterac e-Transfer® funding Monday through Friday between 6:00 a.m. - 10:00 p.m. ET and Saturday 6:00 a.m. – 9:00 p.m. ET typically receives email funding notice within two hours. Applications processed and approved outside of those time periods, Sunday and holidays typically receive email funding notice the next business day.

Information provided on the Consumer Education section of this website is believed to be accurate and reliable when placed on this site. Money Mart Financial Services cannot guarantee it is accurate, complete or current at all times. Information on this site is for informational purposes only and is not intended to provide financial, legal, accounting or tax advice and should not be relied upon in that regard. You should seek guidance from a certified financial advisor or credit counselor for specific advice that is applicable to your individual situation.

Interac e-Transfer^® is a registered trademark of Interac Company. Used under licence.

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