TRENDING  BASIC MONEY MANAGEMENT TIPS    

TRENDING  BASIC MONEY MANAGEMENT TIPS    


06.21.2021 / Budgeting « Back to all articles

How Much Money Can You Save by Adjusting Your Thermostat?
woman changing thermostat

Do you shudder when you receive your energy bill each month? The cost of heating and cooling your home can be prohibitive. There are, however, some effective ways to cut down on this cost by adjusting your thermostat and becoming more aware of the reason behind the cost. 

Get a solid understanding of the factors that affect the cost of your utility bills. This gives you the knowledge you need to address any errors you are making. You can also learn valuable tips you can use to decrease the amount you pay. 

What Factors Affect Energy Costs? 

First of all, you should check out your heating and cooling system. If your system is too small for the size of your home, then it has to run continuously and increases your bill. On the other hand, a system that is too large is also inefficient and starts and stops constantly, wasting energy. 

Get your system regularly serviced to ensure it is working properly. Clean and replace filters. Replace it when it gets too old, as an outdated system is less efficient and so more expensive to run. 

Take a look around your home and identify any weatherproofing issues. Seal all doors and windows to reduce drafts and prevent heat from escaping. 

Humidity can affect how warm your home feels in the summer. To avoid using your air conditioner, take measures to control moisture levels. Dry clothing outside and use exhaust fans when showering. An efficient dehumidifier can drastically reduce the water content in your home and make it feel much cooler. 

How Can You Lower Your Bill? 

Nearly half of the energy used in a typical home is for heating and cooling. If you turn the thermostat up or down only one degree over an eight-hour timeframe, you can save 1% on your bill. Dropping the temperature to 68 degrees while you are at work for eight hours can save you up to 10%. 

There are simple changes you can make to reduce your energy costs. Adjust the clothing that you wear for the season. Wear a warm sweater or wrap up in a blanket in winter, or put a space heater in the room you are in. This can go a long way toward allowing you to turn back the thermostat. During hot summer weather, run a fan and avoid cooking with the oven. 

A programmable thermostat is a good investment. It allows you to set temperature changes on a fixed schedule throughout the day. With a smart thermostat, you can adjust the temperature from your smartphone or other devices. 

A few small updates can make all the difference when it comes to energy usage. Use the latest technology and adjust your habits, and you should see the changes reflected in reduced energy bills. 

12.07.2021 / Borrowing

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06.21.2021 / Budgeting « Back to all articles

How Much Money Can You Save by Adjusting Your Thermostat?
woman changing thermostat

Do you shudder when you receive your energy bill each month? The cost of heating and cooling your home can be prohibitive. There are, however, some effective ways to cut down on this cost by adjusting your thermostat and becoming more aware of the reason behind the cost. 

Get a solid understanding of the factors that affect the cost of your utility bills. This gives you the knowledge you need to address any errors you are making. You can also learn valuable tips you can use to decrease the amount you pay. 

What Factors Affect Energy Costs? 

First of all, you should check out your heating and cooling system. If your system is too small for the size of your home, then it has to run continuously and increases your bill. On the other hand, a system that is too large is also inefficient and starts and stops constantly, wasting energy. 

Get your system regularly serviced to ensure it is working properly. Clean and replace filters. Replace it when it gets too old, as an outdated system is less efficient and so more expensive to run. 

Take a look around your home and identify any weatherproofing issues. Seal all doors and windows to reduce drafts and prevent heat from escaping. 

Humidity can affect how warm your home feels in the summer. To avoid using your air conditioner, take measures to control moisture levels. Dry clothing outside and use exhaust fans when showering. An efficient dehumidifier can drastically reduce the water content in your home and make it feel much cooler. 

How Can You Lower Your Bill? 

Nearly half of the energy used in a typical home is for heating and cooling. If you turn the thermostat up or down only one degree over an eight-hour timeframe, you can save 1% on your bill. Dropping the temperature to 68 degrees while you are at work for eight hours can save you up to 10%. 

There are simple changes you can make to reduce your energy costs. Adjust the clothing that you wear for the season. Wear a warm sweater or wrap up in a blanket in winter, or put a space heater in the room you are in. This can go a long way toward allowing you to turn back the thermostat. During hot summer weather, run a fan and avoid cooking with the oven. 

A programmable thermostat is a good investment. It allows you to set temperature changes on a fixed schedule throughout the day. With a smart thermostat, you can adjust the temperature from your smartphone or other devices. 

A few small updates can make all the difference when it comes to energy usage. Use the latest technology and adjust your habits, and you should see the changes reflected in reduced energy bills. 

Need a
Loan?

Loans from $120 to $15,000. Get funded as soon as today!

12.07.2021 / Borrowing

Credit Talk
Your credit score is a reflection of your reliability based on past economic behaviors. It's used by creditors,…