To qualify for a payday loan (cash advance), minimum net pay requirements will apply and may vary by province. Other conditions may also apply. Ask a Money Mart^® Customer Service Representative for details. Online payday loans (cash advance) originated only to residents of Alberta, British Columbia, Nova Scotia, Ontario, and Saskatchewan. Manitoba residents can start the loan application online, but must visit a Money Mart store in Manitoba to complete the application, receive a credit decision and cash, if approved.

[Alberta residents: The APR on a $300 loan for 42 days is 201.84% for a borrower who is paid weekly on a rate of $15.00 per $100 borrowed.] [British Columbia residents: The APR on a $300.00 loan for 14 days in BC is 391.07% at the rate of $15.00 per $100 borrowed. Money Mart branch BC Payday Licence #49839. Online BC Payday Licence #62477.] [Manitoba residents: The APR on a $300.00 loan for 12 days is 517.08% on a rate of $17.00 per $100.00 borrowed. To learn more about your rights as a payday loan borrower, contact the Consumer Protection Office at 945-3800, 1-800-782-0067 or at www. manitoba.ca/cca/cpo.] [Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% on a rate of $17.00 per $100.00 borrowed.] [Ontario residents: The cost of borrowing at Money Mart is $15.00 per $100.00 for each $100.00 advanced. On a $500.00 loan for 14 days, the cost of borrowing is $75.00, with a total payback amount of $575.00 and an annual percentage rate of 391.07%. The maximum allowable cost of borrowing under payday loan agreements is $15.00 for each $100.00 advanced.] [Prince Edward Island residents: The cost of borrowing at Money Mart is $22.00 per $100.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $66.00, with a total payback amount of $366.00. The maximum allowable cost of borrowing under payday loan agreements is $25.00 per each $100.00 advanced.] [Newfoundland and Labrador residents: The maximum cost of borrowing at Money Mart is $21.00 per $100.00 for each $100.00 advanced. On a $300 loan for 14 days, the cost of borrowing is $63.00 with a total payback amount of $363.00. Money Mart branch NL Payday Licence # 19-23-NA035-1.]

In Nova Scotia the total cost of borrowing $100.00 for 14 days is $19.00. Payday Loans are High Cost Loans.

Installment loans offered in select provinces. Loan principal amounts vary between $1,000 and $15,000 based upon income and other qualification requirements, including a credit check. Loans above $5,000 available when refinancing an existing loan or with in store funding only. The actual rate ranges from 29.90% to 46.90% depending upon credit score, credit usage and history. Installment Loan repayment terms range from 12 to 60 months based on amount borrowed. For example, a $4,500 loan paid in 36 monthly installments is $234.98 per month based on a 46.9% APR.