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About Payday Loans

About Payday Loans Apply Now Button
MONEY MART® designed our payday loan process to be as fast and convenient as possible. Learn more about our payday loans today.

When you’re short on cash we can help with one of our instant day payday loans. MONEY MART payday loans are a quick and hassle-free way for individuals to get an advance of cash or money to help meet short term financial needs.  Payday loans are a great way to help with paying bills or giving you a little extra cash in your pocket.  Applying for online payday loans from MONEY MART is very easy and can be done in the privacy of your own home. In fact, you won’t even need to leave your house to pick up your payday loan. MONEY MART can deposit your funds directly into your bank account.

To apply for a MONEY MART payday loan, all you need to do is complete an easy and secure application on our website.  Because our payday loan application is secure, you don’t need to worry about the safety of your personal information online.  To learn more about online payday loans, please watch the short video at the bottom of this page. To qualify for MONEY MART payday loans, you will need to be at least 18 years old, have a steady job or income, a chequing account with direct deposit, and a valid phone number and email address so that we can reach you.  At this time, our online payday loans are only offered to residents of Alberta, British Columbia, Nova Scotia, Ontario and Saskatchewan.  

You may have heard that you will have to use a fax machine to receive payday loans.  First time borrowers may need to supply copies of some documents.  However, if you lend from MONEY MART, we are happy to accept emails that contain scanned copies or even cell phone photos.  If you have taken payday loans in the past, you likely won’t have to supply any documents at all.

Payday loans range from a minimum of $120.00 to a maximum of $1,500.00.  Don’t feel obligated to receive the full amount for which you’re qualified to borrow, you can always dial down the payday loan amount to just the cash you need.  You can pick up the cash at any MONEY MART store or have the cash electronically deposited into your account.  For your added convenience the payment for MONEY MART payday loans is also automatically withdrawn from your bank account on its due date.  Apply now and get the cash you need today.

To Qualify, you'll need:

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To qualify for a payday loan, minimum net pay requirements will apply and may vary by province. Other conditions may also apply. Ask a Money Mart Customer Service Representative for details. Online loans originated only to residents of Alberta, British Columbia, Nova Scotia, Ontario and Saskatchewan.

[Alberta residents: The APR on a $300.00 loan for 14 days is 599.64% on a rate of $23.00 per $100.00 borrowed.] [British Columbia residents: The APR on a $300.00 loan originated at a Money Mart branch for 14 days in BC is 521.17% at Money Mart's cash repayment rate of $19.99 per $100.00 borrowed, and 599.64% at the regular rate of $23.00 per $100.00 borrowed. The APR on a $300 loan originated online for 14 days is 521.17% at the rate of $19.99 per $100 borrowed for loans funded to the Money Mart ATM card, and 599.64% at a rate of $23 per $100 borrowed for loans funded in store or to your chequing account. Money Mart branch BC Payday Licence #49839. Online BC Payday Licence #62477.] [Manitoba residents: The APR on a $300.00 loan for 12 days is 517.08% on a rate of $17.00 per $100.00 borrowed. To learn more about your rights as a payday loan borrower, contact the Consumer Protection Office at 945-3800, 1-800-782-0067 or at www.manitoba.ca/cca/cpo.] [New Brunswick residents: The APR on a $300.00 loan for 14 days is 547.50% on a rate of $21.00 per $100.00 borrowed.] [Saskatchewan residents: The APR on a $300.00 loan for 14 days is 599.64% on a rate of $23.00 per $100.00 borrowed.] [Ontario residents: The cost of borrowing at Money Mart is $21.00 per $100.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $63.00, with a total payback amount of $363.00. The maximum allowable cost of borrowing under payday loan agreements is $21.00 per each $100.00 advanced.]

In Nova Scotia the total cost of borrowing $100 for 14 days is $25.00. Payday Loans are High Cost Loans.