Smart Use of a Payday LoanMany of us find it increasingly difficult to scrape by until the next pay day. Payday loans are unsecured, short-term loans that should be used to handle emergency expenses between paydays. It’s like bringing your payday forward. You should only borrow what you need and pay it back in full on your next payday. |
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| While payday loans are a convenient way of handling immediate cash flow needs, they are not recommended as a long-term financial solution. When used sensibly, these loans are an excellent source of quick and temporary cash. However, as with improper use of any financial product, overuse can lead to hardship, if not managed wisely. If you need help understanding the terms of your loan, the Customer Service Representatives in our stores are happy to answer any of your questions in plain language. |  |
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| Our customers are encouraged to explore what financial solution is right for their particular situation. Once you consider all of the information and options, the choice is yours. In many cases, the cost of a payday loan is less expensive than late fees on some bills or a bank’s non-sufficient fund fees. If you find yourself constantly outspending your budget or frequently over using any type of temporary cash advance, we suggest that you seek professional advice from a non-profit credit counselor or consider other finance options. | ||
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